M_Smart007
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06-16-202412:59 PM
06-16-202412:59 PM
Comenity AAA $2500.00 CLI -> $24,500.00
Comenity AAA Travel Advantage $2500.00 CLI from $22,000.00 -> $24,500.00
Last CLI Approximately 6(ish) months ago.
My only Comenity Card
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- Comenity AAA
Message 1 of 23
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GApeachy
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06-16-202401:47 PM
06-16-202401:47 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
Now Smartypants, this card is news to me. You just dangled a carrot. What do you like about this card?....and don't say the credit limit which, btw, is sweet...congrats on the cli!
My Take Home Pay Don't Take Me Home
Message 2 of 23
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M_Smart007
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06-16-202402:00 PM
06-16-202402:00 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
@GApeachywrote:Now Smartypants, this card is news to me. You just dangled a carrot. What do you like about this card?....and don't say the credit limit
which, btw, is sweet...congrats on the cli!
@GApeachy
Really nothing fancy.
It was just that I thought I'd need another 5% gas card. Also thought I would try a Comenity CC as I was running out of other cards to apply for. I know that Comenity gets a bad rep. So far I have had no issues. They originally gave me a pretty high initial SL.
Benefits of the card
AAA Travel Advantage Visa Signature®Credit Card
- 5% cash back on gas purchases and electric vehicle-charging stations. ...
- 3% cash back on travel, restaurants, grocery store, and purchases at AAA. ...
- 1% cash back on all other purchases. ...
- No annual fee and no foreign transaction fees.
Message 3 of 23
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GApeachy
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06-16-202402:11 PM
06-16-202402:11 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
Thanks@M_Smart007for spelling it out. Did you see@Jnbmompost on a Comenity AAA card today too? What's up with AAA? I agree with you, bad wrap and for what? I mean they brought us the Shopping Cart Trick....gotta love'em Ahhhh, those were the days. I still get those pop-ups
Besides Comenity aka Bread Financial is a solid bank, I think they've proved that time and time again. I've had cards of theirs since the early 1990's (Goody's to name one) and for the past few years GoodSam's VS has been "old reliable". Also, they have a hidden loan, by invitation only, that rocks! So yeah, why not have at least one of theirs in your wallet or sock drawer.
My Take Home Pay Don't Take Me Home
Message 4 of 23
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GApeachy
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06-16-202402:12 PM
06-16-202402:12 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
5% cb on gas....not too shabby
My Take Home Pay Don't Take Me Home
Message 5 of 23
M_Smart007
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06-16-202402:17 PM
06-16-202402:17 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
@GApeachy,
I believe @Jnbmomhas the Daily Advantage (Comenity offers two types of cards) which gives 5% on Groceries (I forget the spending cap) I remember all the SCT threads. Also remember how many people got cards closed!
For massive sprees the opening a major V/MC
Take care.
Message 6 of 23
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Rebuild2019
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06-16-202402:25 PM
06-16-202402:25 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
Congrats@M_Smart0079n your CLI.
CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574
CLOSED : Capital One Quicksilver One | OpenSky |
Message 7 of 23
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GApeachy
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06-16-202404:02 PM
06-16-202404:02 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
@M_Smart007wrote:@GApeachy,
I believe @Jnbmomhas the Daily Advantage (Comenity offers two types of cards) which gives 5% on Groceries (I forget the spending cap) I remember all the SCT threads. Also remember how many people got cards closed!
For massive sprees the opening a major V/MC
Take care.
Yeah, I was just comparing them on Breads website. It seems like the spending cap on one of them was $7k ( I think?) CRS! I remember closures too but mostly Synchrony. The catch with Comenity during the height of the SCT hoopla was some MF'ers were getting popped with a hp even with just the last 4 digits of SS#. Then some were straight up denials, some were $200 approvals, approvals for sc instead of the mc/visa version offered or worse, hp'd & denial. That kinda cooled our jets. (2020 aftermath)
My Take Home Pay Don't Take Me Home
Message 8 of 23
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firefox100
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06-16-202404:03 PM
06-16-202404:03 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
First Congratulations on very cli and great credit limit. I have the Bread cashback card with 10,350 limit which just got increase last month of 2.5K, the only problem I been having is ther web site and app are veryflaky every couple of weeks it ask for me to enter my contact info and some times it said I need to reenter contact info and do face Id again. If you don't mind could give some data points such how much do you spend and what income did you put down. Again congratulations on great limit.
Message 9 of 23
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EAT_SLEEP_JEEP
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06-16-202404:04 PM
06-16-202404:04 PM
Re: Comenity AAA $2500.00 CLI -> $24,500.00
Congrats
KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL
SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 10 of 23
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